Employee Benefits

Full Time Employee Benefits

STATE MANDATED BENEFITS:
- Employer paid FICA
- Employer paid Medicare
- Workers Compensation Insurance (Varies by Classification)
- State Unemployment Insurance (% of first 7K Earned)
- Total benefits package averages 30% of Employee Salary
HOLIDAY LEAVE TIME BENEFITS (72 Hours, 9 Days):
- New Years Day
- Labor Day
- Martin Luther King Day
- Veterans Day
- Presidents Day
- Thanksgiving Day
- Memorial Day
- Christmas Day
- Independence Day
SICK LEAVE
- Employees accrue eight hours per month, beginning the first of the month following achievement of permanent status
- This benefit accrues throughout the duration of the employees tenure at CARP
- There is no limit on the maximum amount which may be accrued.
PAID VACATION
- Vacation Pay (year 1, beginning at permanent status): (8 hours @ month)
- Vacation Pay ( First Increase beginning year 5,): (10 hours @ month)
- Vacation Pay (Second Increase beginning year 8,): (12 hours @ month)
- Vacation Pay (Third & Final Increase beginning year 10 & thereafter): (14 hours @ month)
EMPLOYEE HEALTH INSURANCE:
- Employees are eligible for CARP'S group plan beginning the first day of the month following six months of full time employment.
  - Interim coverage is available through a major medical plan. Coverage is not paid for by CARP.
- Upon eligibility CARP pays the complete cost of a designated single coverage at the rate established by the carrier.
- Alternative plans are offered. Employees with five or more continuous years of service may select any plan available at no cost.
- Employees with less than five years of service may select any plan and pay the additional cost above the plan paid for by CARP.
- Family coverage is available. The employee must cover 100% of the cost above the coverage of the employee.
EMPLOYEE LIFE INSURANCE:
- CARP purchases $50,000.00 life insurance policy for employee @ completion of six months of employment
- Accidental Death & Dismemberment (ADD) is included
EMPLOYEE 403(b) pre-tax supplemental plan
- Employee is eligible for participation at date of employment. Money may be invested from gross earnings and tax is deferred.
- The maximum contribution is established by the IRS each year in the tax code.
- 01-05 Years - Maximum percentage of salary = 02% Match Rate = 25%
- 05-10 Years - Maximum percentage of salary = 04% Match Rate = 75%
- 10-15 Years - Maximum percentage of salary = 06% Match Rate = 125%
- 15-20 Years - Maximum percentage of salary = 08% Match Rate = 175%
- 20-25 Years - Maximum percentage of salary = 10% Match Rate = 225%
- 25-30 Years - Maximum percentage of salary = 12% Match Rate = 275%
- 30-35 Years - Maximum percentage of salary = 14% Match Rate = 325%
- 35-40 Years - Maximum percentage of salary = 16% Match Rate = 375%
* All change in matching contributions will become effective the first pay period following the completion of the specified years of service
DENTAL INSURANCE
- Employee is eligible for participation at date of employment.
- The discount is provided to CARP employees and their families.
- The program is currently provide through Compbenefits.
- The employee may obtain information through the CARP HR Department to enroll.
- The cost is deducted through a payroll deduction plan authorized by the employee.
SUPPLEMENTAL INSURANCE BENEFITS (pre-tax payments)
- Employee is eligible for participation at date of employment.
- The discount is obtained by purchasing products through AFLAC at a pre-tax rate.
- The employee must meet with the AFLAC representative to enroll in the program.
- The cost is deducted through a payroll deduction plan authorized by the employee.
CREDIT UNION MEMBERSHIP
- Employee is eligible for participation at date of employment.
- The employee qualifies for enrollment into the STATE EMPLOYEES CREDIT UNION by working at CARP.
- The employee may obtain information through the CARP HR Department to enroll.
- An authorized payroll deduction is required to join the Credit Union. An account can be opened for only $50.00.
- Discounts on borrowing and premiums of savings are provide to members of this credit union.
- Automobile loans are approximately 3% below the best rate available through a bank.
  Savings plans pay almost 1% above the amount paid through a commercial bank.
  Investment accounts and other services are available with similar benefits.
- Banking transactions can be completed at any ATM that services the Credit Union (PUBLIX, Banks, etc.)
DIRECT DEPOSIT
- Employee is eligible for participation at date of employment.
- The employees pay is deposited directly into a bank account designated by the employee.
- The employee may obtain information through the CARP HR Department to enroll.
BANKING SERVICES
- Employee is eligible for participation at date of employment.
- WACHOVIA Bank offers a variety of discounted banking services to CARP employees who arrange for direct deposit.
  Free Checking with minimum qualifications
  Discounted banking services on all investment and mortgage matters.
- The employee may obtain information and sign up at any WACHOVIA bank by producing a CARP pay stub.
LONGEVITY PAY INCREASES
- Employees serving full-time for 5 consecutive years receive a 2% merit bonus. This is calculated on their annual salary on anniversary.
- This bonus shall be available to full-time employees on every anniversary divisible by 5. (5, 10, 15, 20, ...)
EMPLOYEE EDUCATION AND TRAINING
- CARP Provides in-service training every two weeks to employees in a venue designed to enhance the employees job performance.
- CARP provides CPR, First Aid, Choke Relief, Infection control, HIV-Aids, & OSHA training on a rotating schedule free to all employees.
- CARP is an approved provider of CBAPF training. Employees receive CEU's free of charge for participating in CARP sponsored events.
- CARP provides for clinical supervision for license-eligible Clinical Social Workers & Mental Health Counselors who qualify.
- Other benefits include: paid workshops & training, tuition reimbursement policy, payment for obtaining and maintaining licensure, etc.